With dozens of beautiful beaches, many outstanding attractions and landmarks and warm, comfortable temperatures year-round, there's a lot to like about living in Florida. As such, Florida luxury houses are in high demand, and those who want to purchase a Sunshine State luxury home may need to act quickly to find the perfect residence.
Ultimately, there are several factors to consider before you buy a Florida luxury home, and these include:
1. What You Want in a Dream Home
Do you want a Florida luxury residence with a built-in spa and swimming pool? Or, would you prefer a Sunshine State luxury home with a rich, luscious garden? Think about what you want to find in your ideal Florida luxury house, and you can narrow your home search.
Oftentimes, creating a checklist of luxury home must-haves is a great idea. This list will enable you to differentiate home must-haves and wants, and as a result, help you speed up your search for the perfect Florida luxury house.
It also helps to be realistic as you kick off a Florida luxury home search. In many instances, it is virtually impossible to find a luxury house that will have every item on your homebuying checklist. But if you prioritize your checklist, you'll be better equipped than ever before to discover a Florida luxury house that matches or surpasses your expectations.
2. How Much Money You Can Spend on a Home
As a luxury homebuyer, you may need to obtain a jumbo mortgage before you enter the Sunshine State housing market. Fortunately, if you reach out to lenders today, you can find a jumbo mortgage that suits you perfectly.
Remember, when it comes to getting a jumbo mortgage, it helps to consult with several lenders. This will enable you to learn about a variety of jumbo mortgage options and select the best option based on your finances.
Keep in mind that you likely will need to have money on hand for a down payment too. Thus, if you plan to acquire a luxury house in Orlando, Miami or elsewhere in the Sunshine State, you'll want to save money ahead of time to cover the down payment on your home.
3. Where You Want to Live
The luxury homes in the Everglades are far different from the luxury residences in South Beach. At the same time, the luxury houses in Naples may prove to be more expensive than those in Gainesville. Therefore, you'll want to consider where you want to live prior to starting a home search so you can plan accordingly.
Lastly, it generally helps to hire a real estate agent to guide you along the homebuying journey.
A real estate agent understands the ins and outs of the Florida luxury housing market. He or she can keep you up to date about luxury houses in Florida cities and towns where you want to live and help you submit a competitive offer on your dream house. By doing so, this housing market professional will ensure that you can acquire the perfect Sunshine State luxury residence at your convenience.
Kim Cuomo brings a 25 year wealth of experience and passion to the world of real estate, having dedicated over two decades to serving clients across the vibrant landscapes of South Florida. With a background as a paralegal, Kim's transition into real estate was not just a career change, but a discovery of her true calling. Her deep-rooted love for the industry is evident in the personalized, hands-on approach she adopts with each client, ensuring they feel valued and supported through every step of their journey.
Whether navigating the complexities of a first-time home purchase or orchestrating the sale of a luxurious $30 million estate, Kim's expertise spans the full spectrum of residential and commercial real estate. Her reach extends across Palm Beach County, Martin County, St. Lucie County, Broward County, and Miami-Dade County, offering a comprehensive understanding of the unique markets within each area.
Kim Cuomo's dedication to excellence and her ability to forge meaningful connections with clients make her not just an agent, but a trusted advisor and friend in one of the most significant transactions of their lives. Her commitment to providing exceptional service is unwavering, making her a standout professional in the South Florida real estate scene.
